Our Services

As you strive to grow your personal net worth, the financial challenges you face become increasingly complex. While some investors have a long-term strategy in place to grow their assets and manage risk within their portfolios, many do not have strategies for dealing with the tax implications that result from the distribution and transfer of the assets they have worked so hard to accumulate.

Capitalizing on opportunities to preserve, grow, and transfer your wealth requires the sophisticated guidance of a professional who knows and understands your long-term financial goals.

As Investment Adviser Representatives of Commonwealth Financial Network®, we have the ability to offer wealth management services that address the complex financial planning issues that many of our clients face. Commonwealth's Wealth Management program provides us with the infrastructure to offer you a comprehensive array of services to help plan and manage your wealth.

For the phases of your financial life
Wealth management refers to the coordination of various strategies that encompass all phases of your financial life, from the accumulation of assets, to risk management, to tax strategies, to retirement and estate planning.

The easiest way to conceptualize wealth management is to think of it as the logical transitions of your financial life:

  • The accumulation of wealth. Construction of a solid, financial base sufficient to pursue your financial objectives.
  • The protection of wealth. Creation of a strategy aimed at preserving your assets from erosion due to unexpected expenses, inflation, market decline, and taxes.
  • The tax-advantaged distribution of wealth during life. Development of a sophisticated tax management plan to enhance your asset base by minimizing your tax burden and allowing you to distribute your assets according to your wishes.
  • The tax-advantaged distribution of wealth at death. Planning for the controlled distribution of your assets at death—to whom you want, when you want, and at the lowest possible cost.

Strategies for complex issues
Wealth management planning pursues answers to those tough economic questions and decisions that come with modern living. Our Wealth Management program divides these issues into six modules—each focusing on a different area of your financial life.

Planning for the long term
No matter what your level of wealth, working closely with a trusted professional who knows and understands you can help you pursue your goals. Working together, we can help you simplify the complexities of your financial life by focusing on your wealth in a systematic way and implementing a plan that can benefit you for the long term.